Kingsport Housing & Redevelopment Authority - To transform and empower communities

Family Self Sufficiency FAQ


What families are eligible to participate in the FSS program?

  • Be a Resident in KHRA’s Affordable Housing communities or a client in the Housing Choice Voucher (HCV) Program
  • Be in good standing with the Affordable Housing or HCV Program (including being compliant with all Program rules and regulations)
  • Agree to maintain regular contact with assigned FSS case manager
  • Agree to make measurable progress toward goals
  1. What is an escrow account?

An escrow account is a type of savings account.  As you gain more training, you will get a better job. This means your income will go up. When your income goes up, your rent may increase. But, don’t worry, this is a good thing. HUD will contribute funds, based on your rent increase, into an interest-bearing savings account in your name. This money is yours once you’ve achieved your goals and graduate successfully from the program.

  1. Can I earn escrow from child support payments or TANF that I receive?

No, you can only earn escrow credits from earned-income; that is money earned from working.

  1. Does this program affect my Housing Choice Voucher or Affordable Assistance?

No, it does not. The FSS program is a voluntary program. You can withdraw at any time and there will be no effect on your current housing assistance.

  1. Do you have money for laptops or gas for my car?

We cannot provide money for laptops or gas. We can provide you with a list of resources that could possibly help with those needs.

Participants who have established escrow accounts may be able to use a portion of the funds in those accounts to meet expenses related to achieving their goals.

  1. Will I get a house when I graduate from the FSS program?

Although we cannot guarantee you a house upon graduation from the FSS program, through our partners, we provide services to prepare you for homeownership.

  1. Can I complete the FSS program before five years?

Yes, you can! The amount of time it takes to complete the program is up to you. It depends entirely on your effort to work towards your goals.

  1. How do I graduate from the program?

You must achieve all of your goals and be suitably employed. Also, the entire family must be TANF free for at least twelve (12) consecutive months prior to your graduation from the program.

How do families apply to the FSS program?

If you are interested in applying for the Family Self Sufficiency (FSS) Program:

Apply for FSS


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